We're not a big bank - we're a not-for-profit bank



The community bank is perfect for saving for a rainy day.


We have thousands of savers who like the idea of savings a few pennies with a local bank that invests in ethical ways.



Every StandardPLUS loan comes with a 3 month payment holiday to give you a break from your repayments.


All our loans have one thing in common - NO FEES. 


When other banks turn you down for a debit card we can often help.


Our current accounts cards will soon be contactless and have CASHBACK available through loads of high street stores.

You don't need to change banks to be part of your community bank.




"We're one of the largest not-for-profit and ethical community banks in the UK. People join us when they want to keep things local and get exclusive financial products".

Not for Profit

We're not-for-profit. What more can we say.


Every penny we make goes back into the local community in one way or another.


We're ethical. We think before we invest.


All our investment decisions must meet our strict ethical guidelines.



Local banking for local people.


Most banks and other financial firms operate across the UK and the world.


What's so local about that?


You don't need to change banks and thousands of people across Hampshire have already joined us since 2001. Be different?


Get that loan from 



We have thousands of Member's and lent £Million's in loans to help local people get the things they want since 2001.



How much will it cost me?

Some of our personal loan interest rates are a lot lower than the usual suspects like those big bad banks.




  • No loan set-up fees

  • Loan decisions made by people - not computers

  • No early repayment charges

  • Repayments terms from weekly, fortnightly and monthly





Apply for funding for your local charity, community group or local event.

Fun days.

We're always taking part in local events and community days and love being part of the local community.

Community Fund.

Twice a year we give £250 to a worthwhile cause to help fund local organisations and groups who want to hold local events.

Awards & Competitions.

We run lots of competitions for local people with raffles and fun things like catchphrase Friday.


Telephone 023 92 827980


We are one of the largest Credit Unions in the UK with thousands of Members. An ethical local community bank with:


  • affordable loans

  • current accounts

  • budgeting accounts

  • ethical investments and policies



Financial Services Compensation Scheme

The FSCS protects most depositors, including individuals and small companies, up to £75,000. Eligible deposits of large companies and small local authorities are covered up to £75,000.

Notice of Change to Terms and Conditions

We are making some changes to the following Terms & Conditions:

  • Hampshire Credit Union General Terms and Conditions and Important Information for Current Accounts and Savings Accounts 

We are making these changes as a result of recent changes to the regulations relating to the Financial Services Compensation Scheme. 

With effect from 1 January 2016, the maximum compensation for each eligible deposit will be £75,000. As a result, rather than refer to any specific limit within our terms and conditions, we have introduced a general reference to the limit under the scheme.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration No 213757. © 2013 The Credit Union Ltd. All Rights Reserved.

In respect of deposits, an eligible depositor is entitled to claim up to £75,000. The £75,000 limit relates to the combined amount in all the eligible depositor´s accounts with the Hampshire Credit Union Ltd. Further information is available at


*dividends are not guaranteed and are profit dependent


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Hampshire Credit Union - be different.