WE MAKE BANKING GOOD AGAIN

We're not a big bad bank - we're a not-for-profit bank.

Just be different.

SAVERS - START SAVING.

The community bank is perfect for saving for a rainy day.

 

We have thousands of savers who like the idea of stashing their cash with a local bank that invests in local and ethical ways.

 

That's what we do.

 

From Christmas clubs  to employee savings schemes and CASH ISAs.

ADAPTABLE FLEXI LOANS FROM 4.6%APR.

Every StandardPLUS loan comes with a 3 month payment holiday to give you a break from your repayments.

 

What's more you have full control over your loan with our loan app. 

 

Check how much you owe, apply for more or pay some off.

 

 

BANKING FOR ALL.

When other banks turn you down for a VISA debit card we can often help.

 

We offer current accounts for everyone, even if you have had a bit of trouble getting a current account elsewhere.

 

Our current accounts will soon be contactless and have CASHBACK available through loads of high street stores.

You don't need to change banks to be part of your community bank.

 

Register for on-line banking here

 

  • access your savings account
  • request transfers
  • get savings and loan balances
  • apply for a loan
  • and more

 

Who are we?

"We're a not-for-profit and ethical community bank and people join us when they want to support their local community and get exclusive financial products".

Why Join us?

Not for Profit

We're not-for-profit. What more can we say.

 

Every penny we make goes back into the local community in one way or another.

Ethical

We're ethical. We think before we invest.

 

All our investment decisions must meet our strict ethical guidelines.

 

Local

Local banking for local people.

 

Most banks and other finacial firms operate across the UK and the world.

 

What's so local about that?

Join. It's FREE

You don't need to change banks and over 25,000 people across Hampshire have already joined us since 2001. Be different?

 

Get that loan from 

4.6%APR

 

We have thousands of Member's and lent £Million's in loans to help local people get the things they want since 2001.

 

LOAN CALCULATOR

How much will it cost me?

Some of our personal loan interest rates are a lot lower than the usual suspects like those big bad banks.

 

 

APPLY

  • No loan set-up fees

  • Loan decisions made by people - not computers

  • No early repayment charges

  • Repayments terms from weekly, fortnightly and monthly

 

 

 

 

Apply for funding for your local charity, community group or local event.

 

 

We're part of the local community.

Fun days.

We're always taking part in local events and community days and love being part of the local community.

Community Fund.

Twice a year we give £250 to a worthwhile cause to help fund local organisations and groups who want to hold local events.

Awards & Competitions.

We run lots of competitions for local people like raffles, lotteries and fun things like catchphrase Friday.

Recently, we gave away 20 tickets to the Victorious Festival.

Telephone 023 92 827980

 

We are one of the largest Credit Unions in the UK with thousands of Member's. An ethical local community bank offering:

 

  • affordable loans

  • current accounts

  • budgeting accounts

  • ethical investments and policies

 

You can visit us at: 97 Fratton Road, Portsmouth, Hampshire PO1 5AG

 

Financial Services Compensation Scheme

The FSCS protects most depositors, including individuals and small companies, up to £75,000. Eligible deposits of large companies and small local authorities are covered up to £75,000.

Notice of Change to Terms and Conditions

We are making some changes to the following Terms & Conditions:

  • Hampshire Credit Union General Terms and Conditions and Important Information for Current Accounts and Savings Accounts 

We are making these changes as a result of recent changes to the regulations relating to the Financial Services Compensation Scheme. 

With effect from 1 January 2016, the maximum compensation for each eligible deposit will be £75,000. As a result, rather than refer to any specific limit within our terms and conditions, we have introduced a general reference to the limit under the scheme.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration No 213757. © 2013 The Credit Union Ltd. All Rights Reserved.

In respect of deposits, an eligible depositor is entitled to claim up to £75,000. The £75,000 limit relates to the combined amount in all the eligible depositor´s accounts with the Hampshire Credit Union Ltd. Further information is available at www.fscs.org.uk

 

*dividends are not guaranteed and are profit dependent

 

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