Savings & loans for everyday people

A not-for-profit bank


Join thousands of savers who like the idea of saving a little or a lot with us. An ethical and 100% safe way to save.



Every StandardPLUS loan comes with a 3 month payment holiday to give you a break from your repayments.


VISA debit card, no overdraft fees and no hidden costs.

Get cashbacks when you spend.

Since 2001 over 46,000 local people have joined the Credit Union to save, get a local loan or open a current account. Open your ethical account with just £1. 


We've lent £Million's in loans to help local people get the things they want.

How much will your loan cost?


Interest rates may and depend upon your circumstances:

Loan types:

  • Community Save & Loan if you only get DWP benefits
  • Standard Save & Loan if you have an impaired credit file
  • StandardPLUS Loan is you have a good credit history (with repayment holiday)


Loan calculator assumptions are based on a Standard Plus loan with no saving element. Contact the Credit Union for a personalised quote. The interest rate you pay, and the amount you are able to borrow may vary depending on your saving and loan record with the credit union. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. All information contained on this web page is correct at time of publishing. The Credit Union accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.


Representative example: 4.6% APR Representative based on a loan of £7,000 repayable over 60 months at an interest rate of 4.6% pa (fixed). Monthly repayment of £130.50 Total amount payable £7,820


Interest rates from 4.6%APR



Over 46,000 local people have already joined us since 2001


"We're one of the largest not-for-profit and ethical Credit Unions in the UK"

Telephone 023 92 827980


We offer community banking for everyday people exclusively across Hampshire.


  • affordable loans

  • ISAs and savers accounts

  • budgeting accounts

  • ethical investments and policies



Financial Services Compensation Scheme.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration No 213757. © 2013 The Credit Union Ltd. All Rights Reserved. In respect of deposits, an eligible depositor is entitled to claim up to £75,000. The £75,000 limit relates to the combined amount in all the eligible depositor´s accounts with the Hampshire Credit Union Ltd. Further information is available at*dividends are not guaranteed and are profit dependent


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