FLEXIBLE LOANS

Keep your loan local.

Forget the usual inflexible personal loan

Payment Holiday

All our StandardPLUS personal loans come with a 3 month repayment holiday as standard.

 

Flexible Loan

Pay your loan weekly, monthly, 4 weekly or fortnightly by standing order or direct debit. 

No Fees

Unlike those other less flexible lenders every personal loan has a 'no early repayment' policy.

 

Choose the loan for you

StandardPLUS

FOR PEOPLE WITH A GOOD CREDIT HISTORY.

 

BORROW UP TO £7,499

You're employed with a good credit history. 

Standard Loan

FOR PEOPLE WITH AN 'OK'  CREDIT HISTORY.

 

BORROW UP TO £3,000

You're employed with an OK credit history .

Community

FOR PEOPLE ON DWP BENEFITS ONLY.

 

BORROW UP TO £1,000

You're only receiving DWP benefits and need a cash loan.  

 

MORE.

321 PAYROLL LOAN

The payroll loan that's exclusive to Portsmouth City Council employees and other related partners. Your loan is deducted straight from your salary to keep things nice and neat.

ALWAYS.

No hidden fees | No early repayment charges | guaranteed interest rates

 

Our personal loans start from

4.6%APR

Representative example

4.6% APR Representative based on a loan of £7,000

repayable over 60 months at an interest rate of 4.6% pa (fixed).

Monthly repayment of £130.50 Total amount payable £7,820

Small print

Make sure you can afford the repayments. A loan is an important financial commitment and failure to keep to the monthly repayments may result in an adverse effect on your credit rating. Always talk to us if you are experiencing finacial difficulties. Applicants must be aged 18 or over. Loans subject to status. 

Maximum loan £7,499 over 60 months.

 

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